Car Payment Calculator

Product Overview: Car Payment Calculator offers instant, real-time monthly auto loan estimates to help car buyers understand their financial commitments before purchasing. It solves the problem of unclear loan costs by providing transparent, credit score-based interest rates, tax calculations, and amortization schedules without requiring any signup.

Key Features:

• Real-time monthly payment estimates updating as you type
• Credit score-based interest rate adjustments (Excellent, Good, Fair, Poor tiers)
• Vehicle condition toggle for new vs. used car loan rates
• Down payment and trade-in value inputs to reduce loan amount
• Sales tax estimation by ZIP code or manual entry
• Full amortization schedule with principal and interest breakdown
• Term comparison across 24 to 84 months for informed decision-making

Target Audience / Use Cases:

• Prospective car buyers evaluating loan affordability
• Individuals comparing loan terms and interest…