Product Overview: The Roth IRA Calculator is a free, easy-to-use retirement savings estimator designed to help users check eligibility, project growth, and compare Roth IRA with Traditional IRA and taxable accounts. It addresses the challenge of understanding retirement savings potential with personalized, real-time calculations based on user inputs.

Key Features:

Eligibility checker based on IRS income limits and filing status
Growth projection with compound interest visualization and inflation adjustment
Roth vs Traditional IRA comparison including tax savings reinvestment
Roth vs Taxable brokerage account comparison accounting for taxes on dividends and capital gains
Year-by-year balance breakdown and printable reports
Updated for 2026 IRS contribution limits and phase-out ranges

Target Audience / Use Cases:

Individuals planning retirement savings and investment strategies
Users wanting to understand Roth IRA benefits and contribution eligibility
Those…

Roth IRA Calculator

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