Stride

Our product, Stride, is an AI-powered platform that instantly provides fair and personalized credit limits to freelancers and startups by analyzing their real-time income instead of their CIBIL score.

How It Works Instead of asking for months of paperwork and relying on an outdated CIBIL score, Stride securely connects to a user's financial accounts with their consent through the RBI's Account Aggregator framework. Our proprietary AI model then analyzes their live cash flow, revenue patterns, and spending habits to understand their true financial health in real-time. Based on this intelligent analysis, it instantly generates a fair credit limit.

Think of it this way: traditional banks use a blurry, year-old photograph (the CIBIL score) to make a decision. Stride uses a live, high-definition video feed (real-time cash flow) to see the…